{"id":68736,"date":"2025-08-16T14:40:50","date_gmt":"2025-08-16T21:40:50","guid":{"rendered":"https:\/\/penderfund.com\/?page_id=68736"},"modified":"2026-04-09T13:52:49","modified_gmt":"2026-04-09T20:52:49","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/penderfund.com\/fr\/disclaimer\/","title":{"rendered":"Avis de non-responsabilit\u00e9"},"content":{"rendered":"<p class=\"translation-block\">Gestion de capital PenderFund lt\u00e9e (\u00ab\u2009PenderFund\u2009\u00bb) est une soci\u00e9t\u00e9 ind\u00e9pendante, appartenant \u00e0 ses employ\u00e9s, situ\u00e9e \u00e0 Vancouver en Colombie-Britannique. La gamme de fonds PenderFund (\u00ab\u2009Fonds Pender\u2009\u00bb) investit dans une vari\u00e9t\u00e9 de titres cot\u00e9s en bourse, de capital-investissement et \u00e0 revenu fixe. Pour obtenir de plus amples renseignements sur PenderFund, consultez : <a href=\"https:\/\/penderfund.com\/fr\/\" target=\"_self\">https:\/\/penderfund.com\/fr\/<\/a><\/p>\n<h3><strong>Tous les fonds Pender<\/strong><\/h3>\n<p>Les placements dans les fonds Pender peuvent comporter des commissions de vente, des commissions de suivi, des frais de gestion et des d\u00e9penses. Veuillez lire le prospectus avant d\u2019investir. Nos fonds communs ne sont pas garantis, leur valeur change fr\u00e9quemment et leur rendement ant\u00e9rieur ne se r\u00e9p\u00e8te pas forc\u00e9ment. Lorsque le rendement d\u2019un fonds est affich\u00e9, il s\u2019agit du rendement des parts d\u2019une cat\u00e9gorie particuli\u00e8re; d\u2019autres cat\u00e9gories de parts sont offertes et pourraient pr\u00e9senter des frais et des rendements diff\u00e9rents.<strong>\u00a0<\/strong><\/p>\n<p>Les taux de rendement indiqu\u00e9s correspondent \u00e0 des taux de rendement compos\u00e9s annuels globaux historiques qui tiennent compte des variations de la valeur liquidative et qui sont pr\u00e9sent\u00e9s nets des frais de gestion et d\u2019administration. Ils excluent les frais de souscription, les frais de rachat et les frais facultatifs, de m\u00eame que tout imp\u00f4t \u00e0 payer par tout porteur de titres, lesquels montants viendraient r\u00e9duire ces rendements.<\/p>\n<p>Le taux de rendement n\u2019est utilis\u00e9 qu\u2019\u00e0 des fins d\u2019illustration pour d\u00e9montrer les effets du taux de croissance compos\u00e9e. Il n\u2019indique pas les valeurs futures du fonds d\u2019investissement ou le taux de rendement des placements du fonds d\u2019investissement.<\/p>\n<h3><strong>Donn\u00e9es standards sur le rendement<\/strong><\/h3>\n<p class=\"translation-block\">Les donn\u00e9es standards sur le rendement des fonds Pender sont pr\u00e9sent\u00e9es <a href=\"https:\/\/penderfund.com\/fr\/solutions\/\" target=\"_self\">ici<\/a>.<\/p>\n<div class=\"TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock\">\n<h3><strong>About the Lipper Awards Methodology<\/strong><\/h3>\n<p>LSEG Lipper Fund Awards, <img decoding=\"async\" class=\"Emoji\" title=\":copyright:\" src=\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR42mNgYAAAAAMAASsJTYQAAAAASUVORK5CYII=\" alt=\"\u00a9\ufe0f\" \/>\u00a9 2025 LSEG. All rights reserved. Used under license.<\/p>\n<p>The LSEG Lipper Fund Awards, granted annually, highlight funds and fund companies that have excelled in delivering consistently strong risk-adjusted performance relative to their peers.<\/p>\n<p>The LSEG Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is an objective, quantitative, risk-adjusted performance measure calculated over 36, 60 and 120 months. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification wins the LSEG Lipper Fund Award. For more information, see <a href=\"https:\/\/www.lipperfundawards.com\/\" target=\"_blank\" rel=\"noopener\">lipperfundawards.com<\/a>. Although LSEG Lipper makes reasonable efforts to ensure the accuracy and reliability of the data used to calculate the awards, their accuracy is not guaranteed by LSEG Lipper.<\/p>\n<p><span data-contrast=\"none\">Le Fonds d\u2019obligations de soci\u00e9t\u00e9s Pender, cat\u00e9gorie F, a re\u00e7u le prix LSEG Lipper 2025 dans la cat\u00e9gorie Revenu fixe multisectoriel pour la p\u00e9riode de 10 ans. Les p\u00e9riodes de calcul sont en date du 31 juillet 2025. Les cotes Leader de Lipper du fonds au 31 juillet 2025 sont les suivantes : s.o. (1 an), 5 (3 ans) 44 fonds; 5 (5 ans) 40 fonds, 5 (10 ans) 26 fonds.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Pender Corporate Bond Fund Class U was awarded the 2025 LSEG Lipper Fund Award in the Multi-Sector Fixed Income Category for the 3- and 5-Years periods and calculation periods are through the end of July 31, 2025. The corresponding Lipper Leader ratings of the fund as of July 31, 2025, are as follows<\/span><b><span data-contrast=\"none\">: <\/span><\/b><span data-contrast=\"none\">N\/A (1 year), 5 (3 years) 44 funds, 5 (5 years) 40 funds, N\/A (10 years).<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Le Fonds univers obligataire Pender, cat\u00e9gorie F, a re\u00e7u le prix LSEG Lipper 2025 dans la cat\u00e9gorie Revenu fixe de soci\u00e9t\u00e9s mondiales pour la p\u00e9riode de 3 ans. Les p\u00e9riodes de calcul sont en date du 31 juillet 2025. Les cotes Leader de Lipper du fonds au 31 juillet 2025 sont les suivantes : s.o. (1 an), 5 (3 ans) 28 fonds; s.o. (5 ans), s.o. (10 ans).<\/span><b><span data-contrast=\"none\">.<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<\/div>\n<h3><strong>Information g\u00e9n\u00e9rale<\/strong><\/h3>\n<p>Le contenu du pr\u00e9sent site Web ou du pr\u00e9sent document est fourni \u00e0 des fins de renseignements seulement et ne constitue pas une offre de vente ou d\u2019achat de nos produits ou services. Il ne vise pas \u00e0 fournir des conseils en mati\u00e8re de placements ni des conseils financiers \u00e0 l\u2019\u00e9gard de n\u2019importe quel sujet. Tout communiqu\u00e9 de presse, commentaire, rapport et autre contenu est offert \u00e0 des fins informatives seulement.<\/p>\n<p>Tout a \u00e9t\u00e9 fait pour veiller \u00e0 l\u2019exactitude du contenu pr\u00e9sent\u00e9 dans le pr\u00e9sent site Web ou le pr\u00e9sent document. PenderFund ne fait aucune d\u00e9claration quant \u00e0 la justesse ou \u00e0 l\u2019exhaustivit\u00e9 des renseignements contenus dans les sites hyperli\u00e9s ni n\u2019assume la responsabilit\u00e9 de toute erreur dans l\u2019information ne relevant pas d\u2019elle, comme les sites hyperli\u00e9s. Les points de vue et opinions exprim\u00e9s par des invit\u00e9s qui contribuent au contenu des pr\u00e9sentes ne refl\u00e8tent pas n\u00e9cessairement les points de vue et les opinions de PenderFund. PenderFund ne sanctionne les produits ou services d\u2019aucune tierce partie, de fa\u00e7on implicite ou explicite, dans les renseignements, les documents ou le contenu mentionn\u00e9s ou inclus dans le pr\u00e9sent site ou document, ou hyperli\u00e9s \u00e0 partir de celui-ci.<\/p>\n<p>Certaines des d\u00e9clarations dans le pr\u00e9sent site Web ou le pr\u00e9sent document peuvent contenir des \u00e9nonc\u00e9s prospectifs impliquant des risques connus et inconnus, des incertitudes et d\u2019autres facteurs qui pourraient influer sur les r\u00e9sultats r\u00e9els, sur les rendements et les r\u00e9alisations de PenderFund ou d\u2019un fonds Pender ou des entreprises \u00e9mettrices et sur les r\u00e9sultats enregistr\u00e9s par le secteur, et les rendre sensiblement diff\u00e9rents des r\u00e9sultats, des rendements et des r\u00e9alisations futures explicites ou implicites exprim\u00e9s dans ces \u00e9nonc\u00e9s prospectifs.<\/p>\n<p>Le pr\u00e9sent site Web ou le pr\u00e9sent document s\u2019adressent aux r\u00e9sidents canadiens seulement et ne constituent ni une offre ni une sollicitation pour quiconque r\u00e9side dans un territoire o\u00f9 une telle offre ou sollicitation n\u2019est pas autoris\u00e9e. Nos services et produits ne sont offerts que dans les territoires o\u00f9 nous sommes autoris\u00e9s \u00e0 offrir de tels services et produits.<\/p>\n<p>Le contenu du pr\u00e9sent site Web ou du pr\u00e9sent document n\u2019est pas con\u00e7u, et ne doit pas \u00eatre consid\u00e9r\u00e9 comme \u00e9tant une offre de titres de participation ou de services aux r\u00e9sidents des \u00c9tats-Unis d\u2019Am\u00e9rique.<\/p>","protected":false},"excerpt":{"rendered":"<p>PenderFund Capital Management Ltd. (\u201cPenderFund\u201d) is an independent, employee-owned investment firm located in Vancouver, BC. PenderFund\u2019s family of funds (\u201cPender Funds\u201d) invests across private and public equities and fixed income. For more information about PenderFund, please visit: https:\/\/penderfund.com\/. Pender Funds Commissions, trailing commissions, management fees and expenses plus applicable taxes all may be associated with [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-68736","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Disclaimer<\/title>\n<meta name=\"description\" content=\"PenderFund disclaimer and fund information, including investment risks, performance data, Lipper Awards, and Canadian regulatory disclosures.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/penderfund.com\/fr\/disclaimer\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disclaimer\" \/>\n<meta property=\"og:description\" content=\"PenderFund disclaimer and fund information, including investment risks, performance data, Lipper Awards, and Canadian regulatory disclosures.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/penderfund.com\/fr\/disclaimer\/\" \/>\n<meta property=\"og:site_name\" content=\"PenderFund Capital Management\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/penderfund\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T20:52:49+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/penderfund.com\/disclaimer\/\",\"url\":\"https:\/\/penderfund.com\/disclaimer\/\",\"name\":\"Disclaimer\",\"isPartOf\":{\"@id\":\"https:\/\/penderfund.com\/#website\"},\"datePublished\":\"2025-08-16T21:40:50+00:00\",\"dateModified\":\"2026-04-09T20:52:49+00:00\",\"description\":\"PenderFund disclaimer and fund information, including investment risks, performance data, Lipper Awards, and Canadian regulatory disclosures.\",\"breadcrumb\":{\"@id\":\"https:\/\/penderfund.com\/disclaimer\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/penderfund.com\/disclaimer\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/penderfund.com\/disclaimer\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/penderfund.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Disclaimer\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/penderfund.com\/#website\",\"url\":\"https:\/\/penderfund.com\/\",\"name\":\"PenderFund Capital Management\",\"description\":\"Forward thinking. 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